Cash Flow & Budgets

Managing cash flow and setting accurate budgets are essential for any business’s financial health. Our advisory services offer tailored cash flow forecasting and budget planning, providing you with a clear understanding of where your money is going and how to optimize it. We work with you to develop strategies that ensure you always have the funds available to meet your business needs, avoid cash shortages, and plan for future growth. With our expert advice, you can make informed decisions that keep your business on a steady financial path.

Profit First

Profit is the cornerstone of any successful business, and our Profit First advisory service is designed to help you make profit a priority. Using the Profit First system, we work with you to reallocate your financial resources in a way that ensures profitability from the outset. By setting aside profit first, you gain a clearer picture of your true operating expenses, allowing you to control costs and manage your business more effectively. This approach not only strengthens your financial position but also gives you the confidence to plan for long-term growth.

To unlock the true potential of forecasting, you need reliable financial data. That’s why we require clients to be on our full-service bookkeeping plan. We ensure that every transaction is reconciled, every invoice is tracked, and every payroll entry is correct. There’s no point connecting our powerful forecasting tool to inaccurate data. Once your numbers are clean and current, we’re ready to look forward.

Cash Flow Forecasting Setup:

Next, we dive into your financials and analyze the last 12 months of data. We identify trends, calculate averages, and use these insights to create realistic budget figures within our chosen forecasting app, Float. By carefully setting up your budgets here, we establish a solid foundation for understanding exactly where your money is going and how to optimize it.

Interactive Planning Session (1.5 Hours):

Once the initial setup is complete, we schedule a 1.5-hour Teams meeting with you. Together, we’ll review every line item with a fine-tooth comb, uncovering hidden costs and spotting opportunities to trim unnecessary expenses. Clients are often amazed at how much clarity this brings—and how quickly potential savings add up. Before you know it, you’ll see that the cost of this forecasting service isn’t just covered; it can actually help you save even more in the long run.

Ongoing Monthly Check-Ins:

Financial planning isn’t a “set and forget” exercise. Each month, you’ll meet via Teams with your dedicated bookkeeper and Sally Brindle, the Principal of EBS, to review the month just gone. We’ll pinpoint areas for improvement, understand why certain figures may have fallen short of expectations, and adjust future budget projections accordingly. This proactive approach ensures your financial plan stays aligned with your evolving business goals.

Scenario Planning for Growth:

Ready to dream bigger? With accurate data and a dynamic forecasting model at your fingertips, you can now test out new ideas with confidence. Wondering if you can afford to give your team a pay rise, invest in new equipment, or bring on another employee? We can instantly show you how these decisions will impact your cash flow. Instead of guessing “what if,” you’ll make informed choices that position your business for sustainable growth.